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Posted on August 21, 2023 by Active Insurance

Finding the best auto insurance policy possible is easy for some, however, others are not so lucky. Some agencies claim there are many qualifications to meet. We offer fast and flexible
auto insurance for every area of your life. At Pronto Insurance, having the correct information can make all the difference. As you explore options for your auto insurance needs, keep these crucial factors in mind.
Driving Record
Your driving history is a crucial factor that can affect your insurance premium. Your rates can climb or decrease depending on your driving record. For instance, a clean record with no
accidents or traffic violations usually leads to lower rates.
Age and Experience
Young and inexperienced drivers are statistically prone to more accidents. This means their insurance premiums may be higher than other, more-experienced motorists.
Vehicle Type
The make and model of your vehicle can significantly impact insurance costs. While older vehicles may see higher premiums, their newer counterparts, equipped with advanced safety
features, may qualify for discounts.
Marital Status
Married individuals may enjoy lower insurance rates compared to single drivers. Married couples are often perceived as more responsible and cautious on the road.
Claims History
You could see higher premiums if you have a history of past claims. Insurance companies consider your claim record as an indicator of potential future risk.
Let’s Get Started
As you shop for auto insurance, you must be mindful of the factors that could affect your insurance premiums. Are you unsure of how this could change your insurance costs? Don't
worry! The insurance agents at Pronto Insurance are here to help you navigate your options. Get in touch with us today to learn more.