There’s a big chance most of us would love to be driving a brand-new vehicle right about now. But in reality, some would benefit more from a new set of wheels than others. If your car is not as reliable as it used to be, it could be time for a new one. Some factors may indicate it’s time for a new vehicle. 

It’s Unsafe

This one is the most glaring indicator that it’s time for your car to hang up the boots. Maybe the seatbelts are no longer working as they used to, you have to “jiggle” your brake pedal before it engages, or you have to steer with all your might for your car to head in the right direction. Should you continue risking safety to drive a car like this? Probably not. 

It’s Expensive

As much as you don’t want to admit it, cars don’t last forever. Keeping the wheels turning is getting a little more expensive than you might have anticipated. Your gas efficiency has hit rock bottom, car repairs are through the roof, and even keeping your car insured is getting expensive! You’ll have to decide whether your vehicle is worth spending so much on. 

It Looks Bad

Some cars are ageless and stunning, no matter how many years pass. Yet this is only valid for a select few. Remember, driving is equal parts function and looks! If you ever look at your driveway and feel like the car you drive has seen better days, it could be time for an upgrade.

Pronto Insurance is Here

Whether you’ve decided on a new set of wheels or remain loyal to your old machine, you’ll need the right car insurance to protect them. If you’re currently trying to find the best value for money, look no further than Pronto Insurance. Contact our insurance agents today to learn more about what we can offer. 

In a previous blog, we brought you some of those not-so-common items you should always try to keep in your vehicle. They’re not as talked about as jumper cables or flashlights but can offer tremendous help if you’re in a pinch! Today, we’re bringing more items to help you stay prepared.

Work Gloves

Car breakdowns happen when you least expect them; sometimes, they occur during the worst possible weather. Whether it’s cold out, rainy, or the tarmac is blistering hot, a pair of work gloves can help keep your hands as protected as possible. 

Escape Tool

Having to escape your vehicle is not a thought that often crosses our minds. If the situation ever arises, it’s best to be prepared for it. An escape tool can cut through seatbelts and break windows. Remember, this tool is vital, so always keep it close to you (center console or glove compartment). 

Vacuum Cleaner

From pet hair and a child’s mess to pieces of broken glass, vacuum cleaners are beneficial when ridding your car of things that can stain, cause damage to your vehicle, or even damage your passengers. 

Waterproof Ponchos

Changing a tire, prepping your car for a tow, or any other typical breakdown situation in the rain is a nightmare scenario. The last thing you want is to renter your vehicle soaked! With that said, a waterproof poncho can help you stay as dry as possible. 

 

Get Help from Pronto Insurance

No matter what the road brings your way, Pronto Insurance always has your back. If you’re currently on the hunt for an insurance policy that prioritizes your needs while considering your finances, we can help. Contact our insurance agents today for more information about what we can do for you. 

Preparedness is crucial at all times, but it’s essential when it comes to hitting the road. Of course, we all have an idea of what you should always keep in your vehicle to be prepared if your car breaks down. Flashlights, jumper cables, and a first aid kit are a must! However, certain items are just as important but not nearly as discussed. 

Multi-Tools

Motorists widely recognize the importance of tools such as screwdrivers, pliers, and hammers. But hauling your entire toolbox isn’t always possible. So, what can you rely on when a screw needs screwing, or something needs cutting? The underappreciated multi-tool! Sure, each tool is not as efficient as its stand-alone counterpart, but the sum of its parts makes it an extremely valuable and essential item in any car. 

Duct Tape and Zip Ties

Sometimes, the only issue keeping you from reaching your destination is a collection of things that need to stick together. Maybe it’s a loose bumper, a hanging rearview mirror, or some other vehicle component that’s moving around too much. This is when duct tape and zip ties shine! With a little of both, you’ll be able to fasten things and get on your merry way. However, it’s essential to only use these items when safe, for a short drive, and only until you can repair things. 

Rags

Life on the side of the road can be dirty. Whether dealing with a flat tire or a dying battery, things can get greasy and messy quickly. In these situations, your best friend can be rags, towels, or wet wipes. 

Portable Compressor 

This item is certainly not as affordable as the previous ones, but it’s for a good reason! These relatively small, battery-powered compressors pack enough punch to inflate one or all (depending on the size and model you decide on) of your tires in a pinch! 

Contact a Pronto Insurance Agent

If you’re on the side of the road due to a car malfunction or worse, you can always count on Pronto Insurance to come to the rescue. And if any of our policies does not yet protect you, contact our insurance agents today. 

First, the positives: automatic car washes are just so convenient. You’re in and out within a few minutes, they leave your car looking squeaky clean, and they’re incredibly affordable. Unfortunately, using automatic carwashes too frequently can end up doing more harm than good for your vehicle. Our auto insurance agency wants to share a few cautionary tips.
Scratches
Many modern automatic car washes claim they use softer, more gentle brushes that won’t harm your vehicle. But that isn’t always the case. With the sheer number of cars washed before yours, grime, dirt, and other impurities can leave these “soft” brushes just as abrasive. This, ultimately, translates to scratches on your clear coat and even your car’s paint.
Damage
Automatic car washes move incredibly fast – the same goes for the brushes charged with cleaning your vehicle. With such high speeds and heavyweight, several parts of your car can be left in harm’s way. This includes wipers, windshields, rearview mirrors, and the decorative trim surrounding your vehicle.
Harmful Chemicals
Glass can be especially prone to damage from harmful chemicals. And although many car washes avoid these toxic products, you ultimately don’t know what you may get from the places you visit.
Do What’s Best for Your Vehicle
If you care about the lifespan of your car, hand washing your vehicle may be the best alternative to automatic car washes. After all, you’ll be in control of every last detail, much like what type of protection you give it. If you’re currently looking for a better insurance alternative, Pronto Insurance can help! Give us a call today to learn more about what we have to offer.

Getting behind the wheel for the first time is exciting and an essential step toward young adulthood as a teenager. However, things can be a little more nerve-wracking for parents. If your teenager is ready for a license, you’re probably wondering what this means for your insurance rates. Yes, insuring a young driver is generally more expensive. Here’s why:
CDC Statistics are Considered
The Centers for Disease Control and Prevention state teenagers aged 16 through 19 are at a higher risk of car crashes than any other age group. Ultimately, they lack the experience and maturity that other drivers possess. This statistically makes them more prone to errors that can result in car accidents. So, what can your young driver do to combat this age-related issue?
Drive Safe
That’s right! To begin establishing a track record for safe driving that coincidentally saves money on insurance rates, your teenage driver needs to drive with the utmost care. This means obeying traffic laws, avoiding distractions such as mobile phones, avoiding episodes of road rage, and being alert at all times. It’s as simple as that!
Let’s Find the Right Policy
As you can imagine, your young driver should undoubtedly have car insurance when they hits the road. But maybe you’re not happy with the rates you’ve seen. Or perhaps you’re looking for options that best fit your needs? Whatever the case, Pronto Insurance can lend a helping hand. Our insurance agents are ready to evaluate your situation and give you various options. Contact us today to learn more.

 

3 Factors Our Insurance Agents Want You to Consider When Buying a Car 

Buying a car opens you up to a world of possibilities. Will you get a truck or a smaller vehicle? Is it time to go electric? The questions you’ll face are virtually limitless, but we have to admit some are much more crucial than others. So, what are some of the most important things to consider as you prepare to purchase your next vehicle? The insurance agents at Pronto Insurance have the information you need. 

Are You Financing?

In a perfect world, you’d pay for your vehicle in cold, hard cash and never look back. Unfortunately, most people will have to opt for financing options. This means you’ll have to determine what terms best fit your needs. Will you get a loan for five or six years? Are the interest rates looking good now, or should you wait for them to drop? Whatever the case, read all the fine print in your contract before putting pen to paper. 

Are You Ready for Depreciation?

They say a vehicle’s value drops substantially when you drive off the lot. Additionally, vehicles lose around 20% of their value every year! Of course, some known and trusted brands tend to keep their value much more intact than others. Whatever the case, you need to consider how long you’ll want to drive your new vehicle and whether or not you’re prepared to lose money on it. 

What About Gas Prices?

Let’s say you plan to upgrade from a four-door sedan to an offroad truck — good on you! However, it’s essential to understand that your gas budget will surpass what you expect. If your budget is already taking a hit with the car payment itself, you may not have too much leeway for gas. 

Don’t Forget About Insurance

Whether you pull the trigger on a fancy new vehicle or decide to keep your old set of wheels around for a while longer, you’ll want to make sure somebody is always watching your back. That’s where Pronto Insurance can help you out! With us, you and your vehicle are a priority, and we’ll work around the clock to offer you the best of our services. Get in touch with our insurance agents today to learn more about our rates.