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Posted on January 15, 2024 by Active Insurance

Rocket Mortgage says spring is traditionally when most houses go up for sale. If you’re a first-time homebuyer looking to take advantage of the early year busy season, prepare for the need for home insurance coverage. At Pronto Insurance, we want you to make the decisions that best fit your needs, so we have a few tips to help you.

Recognize the Factors Affecting Insurance Rates
As you begin your home-buying journey, considering the factors influencing insurance rates is essential. For instance, house location, value, materials used to construct it, and even security features like fences and surveillance systems. Thoroughly identifying and understanding these factors can help you make informed decisions about your coverage as you get closer to making your purchase.

Navigating the Insurance Market
The insurance market is a vast landscape that can often feel overwhelming. With that in mind, you must take the time to compare policies from different insurers. Did you know you can get insurance for:
 Condos
 Renter’s
 Mobile Home
While you may need to focus primarily on premiums, it’s essential to consider coverage limits, deductibles, and the insurer’s reputation for customer service. If you narrow your house options, they may require additional coverage. For instance, if one of your house options is in an area prone to floods, you will likely need flood insurance.

Get Help to Make an Informed Decision
Setting up for the first insurance option you see or failing to evaluate all your options can become a poor decision in the long run. If you want coverage you can count on while maximizing your savings, seek guidance from an experienced insurance agent.  The professional team at Pronto Insurance can help clarify complex insurance jargon and ensure you get coverage that suits your needs.

We Have Your Back
Are you ready to start the new year with a new home? Pronto Insurance is prepared to help you keep it protected. We’ll assist you as you consider all your coverage options and guide you toward the protection that offers everything you need and nothing you don’t. Get in touch with us today for a quote or to learn more.