Make Your Road Trip Easier with These 4 Simple Tips

Although most road trips are relaxing and peaceful, others can also be tiring, somewhat stressful, and even kind of boring. So, what can you do to make yours a great one? Pronto Insurance has the information you need!

Talk About it First

If you’re making the drive with others, discuss the road plan, set times for rest stops, and what needs to be packed and/or prepared beforehand to prevent boredom. If you’re making the trip alone, then let others know where and when you’ll be going. It may even be a good idea to have a friend or family member check on your home while you’re gone.

Rest Up

Very long drives can be grueling for the body and mind, so it’s important to get a good night’s sleep before heading out. Get at least seven hours of sleep and avoid starting a trip immediately after work. Never begin a long drive when tired.

Stay Hydrated

Much like sleep, your hydration is paramount when it comes to long road trips. Avoid headaches, exhaustion, and cramps caused by dehydration. Drink plenty of fluids before the trip and make sure to pack enough water for the road.

Wear Comfortable Clothing

Comfort is a priority when it comes to long hours on the road. Wear clothes that won’t cause discomfort like soft t-shirts, shorts, sweatpants, hoodies, and the most comfortable shoes you can find.

Storing Your Car Away? Follow These Tips to Keep it in Top Shape

If you’ve ever seen a vehicle parked outside a home for a long time, how bad did it look? Were the tires flat? Was the body rusted with dust everywhere? You’d hate for that to happen to your vehicle, and if you plan on storing it away for a few months, then the worry of its condition dropping is probably weighing heavily on your mind. Here are a few tips to ensure that it remains in good condition!

Use a Cover

If you’re unable to leave your car in a garage or storage unit, then we highly recommend using a cover. It’ll help keep it clean while minimizing the risk of damage from Mother’s Nature’s elements. Keep in mind that covers vary in size and material, so be sure to do some research when searching for one.

Fill the Tank

Rust forming inside of a gas tank is one of the most common issues with cars that’ve been stored away for long periods of time. You can avoid this by filling yours up.

Change Your Oil and Filters

Your vehicle’s oil is full of impurities like moisture, metal filings, and sludge that can potentially corrode important components. We recommend changing it and the filters before a lengthy stationary period. However, make sure to drive it a few miles before storage to ensure that the oil circulates through the engine.

Tire Care

Another big concern when storing a vehicle is tire damage. In many cases, tires will crack and develop flat spots after just a few months. You can avoid this by keeping your tires properly inflated. If you’re looking at a few months of storage, however, we recommend jacking up the car so it doesn’t rest on its tires.

Give it a Thorough Cleaning

The last thing you’ll want is to return to your car after a few months and find old, stale, and disgusting trash hidden away on the floor, seats, and trunk. Avoid this is by giving your vehicle a thorough cleaning before it’s stored.

Will Roadside Assistance Really Benefit Me?

Car breakdowns happen when you least expect them, and, boy, do they happen often! How many times have you found yourself stuck on the side of the road or in a parking lot waiting for a friend to come to give you a jump or a tow truck to pull your car away? It’s extremely inconveniencing, and if you’re considering utilizing roadside assistance as a feature in your insurance policy, then read on to learn more!

Your Safety

Believe us, there’s nothing safe about being stranded on the side of the highway, but with roadside assistance, your issues will be dealt with promptly to keep you and your loved ones as safe as possible.

Getting You Moving

A car breakdown can cost time and money. Roadside assistance is designed to get you quick help and back on the road even quicker! Whether you’re out of fuel or out of options, assistance will help you faster than the time it’ll take you to convince any of your friends to rescue you.

It Gives You Peace of Mind

Driving with the fear of a breakdown is no way to drive at all! That’s why you should consider roadside assistance as an add-on to your insurance policy. It gives you peace of mind in knowing that you’ll be taken care of if your car sputters and shuts off.

How Well is Your Insurance Company Taking Care of You?

We count on our insurer to do the right thing for us when we need them most. If we’re ever in a vehicle accident, we expect them to be by our side to help us get back on our feet as fast as possible. However, this isn’t always the case for everyone.

There are plenty of recorded cases where insurance companies have gone out of their way to avoid their responsibility. This begs the question: is your insurer taking care of you?

Five Red Flags

Here are a few red flags when it comes to knowing if your insurer is doing what it can to take care of you:

  • Getting in touch with them by phone or email is virtually impossible
  • They offer the deal of a lifetime only to change their prices shortly after you sign on
  • It takes anywhere from two to five days to receive a quote
  • They provide endless excuses for not getting in touch with you
  • You get the sense you’re just another number to them and they’re not there to protect you
  • Weigh Your Options

    Choosing the right insurance company is one of the most important decisions you’ll make as a vehicle owner. Make yours a good one by doing your research. Search websites for internal information and take to forums to read reviews other customers leave. Above all, know that Pronto Insurance is here to watch your back when you need it most.

    Keeping Your Car in Great Condition During the Cool Weather

    Cooler weather is upon us to give us some much-needed relief from the hot summer. While you may feel the urge to update your winter wardrobe immediately, you may want to make sure that your car is ready to take on the cold first.

    Watch Your Tires

    Colder weather means your tires will likely lose some much-needed tire pressure. It’s the reason why you should check your pressure regularly, especially if you’ll be taking a lengthy trip. If your tires are looking a bit bald or worn, replace them.

    Visibility is Important

    Brisk mornings with fog and dew will be much more prevalent for the next few months. It’s the reason why it’s so important to keep your visibility to a maximum. Remember to replace your worn windshield wipers and top off your wiper fluid tank with non-freezing windshield fluid instead of water.

    Change Your Oil

    Regular oil changes are important for your vehicle’s longevity. However, it may be a good idea to start the season off with new oil and a new filter as well. Doing so will ensure that your car runs efficiently through the changing seasons and leaves you with one less thing to worry about.

    Top Off Your Antifreeze

    Antifreeze is the fluid most of us forget about year-round. Do yourself a favor and check your antifreeze levels now to help keep your car in top shape.

    Familiarize Yourself with 3 Types of Distracted Driving

    There are many distractions that can impair your driving ability. Although many vary in seriousness, there are three that are very common, and each can pose a significant hazard to your driving. Read on to learn what they are.

    Visual Distractions

    Visual distractions occur when you take your eyes off the road to focus on other things. This can include looking at your phone to answer a text, reaching into the backseat to grab something, or even observing a roadside accident.

    Manual Distractions

    Manual distractions occur when a driver removes one or both hands from the wheel. This happens when you do something like fix your hair or even change your radio dial.

    Cognitive Distractions

    It isn’t uncommon for your mind to wander while driving. Sometimes, you’ll find yourself thinking about whatever happened at work or fuming at another driver’s reckless driving. In either case, not paying attention to the road in this instance is a cognitive distraction.

    Always be Cautious on the Road

    It’s easy getting distracted while driving. Be cautious with what you’re doing at all times and never take your eyes away from the road or your hands off of the steering wheel. Be careful out there!

    Does Your Insurance Policy Offer the Right Coverage?

    Does Your Insurance Policy Offer the Right Coverage?

    If your vehicle lacks insurance, then you’re setting yourself up for some potentially hefty fines if you’re pulled over. You might even have to deal with even bigger headaches if you end up in an accident. Luckily, there are plenty of coverage plans out there that will surely fit your needs. There are so many, in fact, that you may just feel overwhelmed! But don’t worry, Pronto Insurance is here to help you make the right call.

    What to Consider

    No two drivers are the same, which means there’s no one-size-fits-all insurance policy. Factors like the type of car you drive, how much you paid for it, and your driving history may contribute
    to the coverage you get.

    Fortunately, identifying these factors is easy, and after you’ve recognized them, you can begin mulling over the following insurance considerations:
     Liability – This is required by almost every state in the nation.
     Uninsured/underinsured motorist – If you end up in an accident with a driver that lacks
    insurance or whose policy doesn’t cover damages or medical expenses, then this will
    ensure that you aren’t fending for yourself.
     Personal injury protection – This can protect your family, friends, and other passengers.
     Collision and comprehensive – If your vehicle is declared a total loss, then this coverage
    can help you.
     Rental reimbursement, roadside assistance, mechanical breakdown – Unfortunately, cars break down when you least expect it. If you have a flat tire, leaking radiator, or other breakdown, then this coverage makes sure you aren’t left stranded or with out-of-
    pocket expenses.

    Your Guide to Parking Lot Vehicle Safety

    Your Guide to Parking Lot Vehicle Safety

    Finding out your vehicle has been broken into or stolen can feel like a punch to the gut.Fortunately, there are some steps you can take to ensure that this doesn’t happen.

    What You Drive Says a Lot

    There are certain vehicles that thieves tend to target quite often. CBS News revealed the 10
    most stolen vehicles in the U.S.:
     Cadillac Escalade
     Ford F-250
     Chevrolet Silverado 1500
     Ford F-450
     GMC Sierra 1500
     Chrysler 300
     Ford F-350
     Chevrolet Avalanche 1500
     GMC Yukon

    Now, while it isn’t realistic to purchase a different vehicle to prevent a break-in or theft, it’s smart to take a few precautions.

    Pick the Right Spot

    Always make sure to park in a well-lit area at night. Additionally, you’ll want to park close to entrances or security cameras whenever possible.

    Always Lock Up

    In many cases, vehicles are stolen because the owner simply forgot to lock it. There’ve even been instances where keys were conveniently left inside! Do yourself a favor and avoid giving thieves an invitation by locking up.

    Hide Your Valuables

    This may go without saying, but thieves are often more inclined to break into a vehicle if valuables like electronics, purses, or other items are left in plain sight. Do the smart thing and hide them under your seats if possible.

    4 Ways to Save Money on Gas During a Time for Saving

    4 Ways to Save Money on Gas During a Time for Saving

    They say money can’t buy happiness, but it can certainly keep your mind at ease! This is especially true in 2020 when so many people are trying their best to keep money in their pockets. While you may save by eating out less or limiting your shopping sprees, there are a few ways to save when it comes to gas.

    Slow and Steady Saves You Big

    Whether you’re a speed junkie or simply running late, putting the pedal to the metal is bad for your gas consumption. Simply put, by driving faster, you’re burning fuel at a higher rate. The best way to stop this is to watch your pace. It’ll help you save cash.

    Don’t Neglect Your Tires

    If we’re being honest, no one checks their tires as often as they should. However, it’s something you should make a habit. This is due to your tire pressure’s effect on your gas consumption. The less tire pressure you have, the more resistance your tires are producing, which, in turn, means more gas spent. To avoid this issue, simply check your tire pressure regularly.

    Tune Ups Save You Money

    How you treat your car will help it conserve gas. This means:
     Oil changes
     Air filter replacements
     Spark plug checks
     Other regular tune-ups

    Plan Things Out

    Let’s say you have to take your dog to the vet this week, you need some groceries, and the kids need some school supplies. Instead of spreading these errands out through the week, be smart and plan them all on one day. You can even allot some time in the trip to fill up at the station with the most reasonable prices. This approach will keep you from
    driving around mindlessly and wasting gas.

    Myths and Realities of Auto Insurance

    Myths are common in the auto insurance industry because of the mystery surrounding the criteria for car insurance rates and the variety of coverage options available. In this post we’ll debunk some of the most common myths of auto insurance and lay out some of the important realities.

    MYTHS

    Red cars are more expensive to insure.

    Insurance companies don’t ask for the color of your car when calculating quotes because it isn’t a necessary factor.

    Cheaper or older cars cost less to insure.

    It depends. If your cheaper or older car is, for example, an unusual model, it can cost more to insure than a pricier car. Simply put, car insurance rates depend on several factors.

    Comprehensive coverage protects drivers in all situations.

    Comprehensive coverage protects your car against damages outside of a collision. This can include a wide range of events like falling objects, fire, vandalism, theft and weather (floods, hail, etc.), but what it exactly covers is dependent on your car insurance policy.

    REALITIES

    An accident can make insurance rates go up.

    Generally speaking, the severity of the accident and the cost of the claim will determine if there will be an increase in your rate. If you are in an accident where you’re found at fault, there can be an increase in your auto insurance rate at its renewal period based on the claim.

    Personal information, vehicle information and driving history are used to determine auto insurance rates.

    Insurance companies generally consider a variety of data including personal information such as age, sex, marital status and additional drivers on the policy, vehicle information (make, model, year), and driving history such as how often and how far an insured drives and their driving record. Many insurance companies also ask for credit score, but Active Insurance works with companies that don’t use credit history so insureds are eligible to receive the best rates, even if they don’t have the best credit score.

    City dwellers pay more for auto insurance.

    Where you live influences your auto insurance rate. People who live in cities generally pay more for car insurance than rural residents because there’s a higher risk for claims due to increased traffic, accidents and theft.

    It’s important to know the myths and realities of auto insurance because auto insurance is mandatory for all drivers, and quotes are based on several factors. Contact Active Insurance for more information about car insurance quotes in Chicago. We provide a variety of options that fit the needs of Illinois drivers.

     

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