Debunking a Few Myths About Optimal Car-Buying Times

Your set of wheels may have just about given all it could for you and it’s looking like the time for a new car is just around the corner. Of course, Uncle Joe says you should buy at the end of the year, but Aunt Jane is adamant about waiting for a holiday. When it comes to the optimal time to buy a car, myths reign supreme, but Pronto Insurance is here to steer you on the right and truthful path!

What’s the Deal with Mondays?

If you ask a group of friends when the best days of the week to buy a car are, they’ll likely agree on the weekend. The logic being that salespeople will be in such a rush they’ll be much more likely to settle on a good deal for you.

However, that same type of pressure may go both ways. As in, you’ll likely be the one who is pressured into the wrong deal. However, statistics from TrueCar say you’ll find better deals on weekdays. In fact, shoppers who buy on Monday can save up to 8.1% or more than any other day of the week.

Springtime Uncertainty

Many people think car buying in the springtime is bad news for the buyer. The belief is would-be buyers from the winter holidays are finally out of their shopping fatigue and ready to purchase a new vehicle, making deals nonexistent. However, Memorial Day weekend provides some of the most amazing promotions and incentives for car buyers. So, if you’re looking to buy, then May is the best month to do so.

The Waiting Game

There’s a big chance that if you mention being in the market for a new vehicle to a friend, they may say something like, “Why not wait for a good deal?” However, waiting too long, especially if you’re in dire need of a vehicle, could prove to be devastating to your pocket.

Our best advice is to ignore that myth and shop around. After all, dealerships around the nation are constantly competing and offering incentives year-round! Go out there, test drive, and fall in love with your brand-new set of wheels.

4 Consequences of Driving Without Insurance

While most people on the road drive safely with insurance, there are many others that don’t. The truth is that, in many states, if you drive without insurance, you could face serious consequences.

It’s Illegal

Auto insurance is required by law in most states. If you can’t provide proof of insurance when asked for it, you are breaking the law. So, when exactly are you required to provide proof of insurance? Take a look at the following:

• When you get into an accident.
• When you renew your registration.
• When you register a vehicle for the first time.
• When having your vehicle inspected.

Face Fines and License Suspension

Almost every state will fine you if you’re unable to provide proof of insurance. The amount varies, but it can be as high as $5,000! Many states will additionally suspend your license if you drive without insurance.

Get Towed

In most cases, it’s up to the officer to decide if your vehicle will be towed. If your car is impounded, you may be faced with expensive impound fees along with other legal fines.

Lawsuits

In the event of an accident where you’re at fault without insurance, you might be sued for bodily injury and/or property damages. You might also be forced to pay anywhere from hundreds to thousands of dollars depending on how severe the accident was. Keep in mind that many states pile on legal penalties for uninsured drivers.

5 Things to Know When Driving Safely with Your Dog

There are countless dog lovers out there who spend every available moment with their furry best friends. This includes time spent in a car with windows down and a friendly puppy’s face poking out. While we all love taking our dogs on car trips, it’s important to know how to do it safely.

Know the Law

Before heading out with your furry best friend, know the laws about dogs in cars. Keep in mind that they vary from place to place, so do your research. The last thing you’ll want is to face a fine when cruising with your pup.

Make Sure Your Dog is Up for It

Not all dogs are the same, which means yours may not be comfortable in a vehicle. Take some time to slowly introduce him/her to your car and eventually work your way on taking short drives. Remember, if you don’t feel comfortable doing this, you can always get your dog trained by an expert!

Pack the Essentials

Dogs can get quite hungry and thirsty. It’s the reason why you should always pack some dog food and water for a trip, even if it’s short. We also recommend keeping an eye out for your pup’s bathroom needs and pull over safely if it’s time to potty.

Pups in the Back

If your pup is hyper, then it can be difficult to safely operate your vehicle. To avoid any dangers, we recommend keeping your dog in the backseat (but not a truck bed). If you’re worried about your seats getting clawed up, look into some dog-friendly seat covers.

Avoid Leaving Your Dog Locked In

Leaving your dog in a car is often highly dangerous, even for short periods. The dangers of heatstroke, suffocation, and/or death are just too high. If you feel like your trip may require you to keep your dog locked in for a few minutes, then maybe your pup should stay home.

Make Your Road Trip Easier with These 4 Simple Tips

Although most road trips are relaxing and peaceful, others can also be tiring, somewhat stressful, and even kind of boring. So, what can you do to make yours a great one? Pronto Insurance has the information you need!

Talk About it First

If you’re making the drive with others, discuss the road plan, set times for rest stops, and what needs to be packed and/or prepared beforehand to prevent boredom. If you’re making the trip alone, then let others know where and when you’ll be going. It may even be a good idea to have a friend or family member check on your home while you’re gone.

Rest Up

Very long drives can be grueling for the body and mind, so it’s important to get a good night’s sleep before heading out. Get at least seven hours of sleep and avoid starting a trip immediately after work. Never begin a long drive when tired.

Stay Hydrated

Much like sleep, your hydration is paramount when it comes to long road trips. Avoid headaches, exhaustion, and cramps caused by dehydration. Drink plenty of fluids before the trip and make sure to pack enough water for the road.

Wear Comfortable Clothing

Comfort is a priority when it comes to long hours on the road. Wear clothes that won’t cause discomfort like soft t-shirts, shorts, sweatpants, hoodies, and the most comfortable shoes you can find.

Storing Your Car Away? Follow These Tips to Keep it in Top Shape

If you’ve ever seen a vehicle parked outside a home for a long time, how bad did it look? Were the tires flat? Was the body rusted with dust everywhere? You’d hate for that to happen to your vehicle, and if you plan on storing it away for a few months, then the worry of its condition dropping is probably weighing heavily on your mind. Here are a few tips to ensure that it remains in good condition!

Use a Cover

If you’re unable to leave your car in a garage or storage unit, then we highly recommend using a cover. It’ll help keep it clean while minimizing the risk of damage from Mother’s Nature’s elements. Keep in mind that covers vary in size and material, so be sure to do some research when searching for one.

Fill the Tank

Rust forming inside of a gas tank is one of the most common issues with cars that’ve been stored away for long periods of time. You can avoid this by filling yours up.

Change Your Oil and Filters

Your vehicle’s oil is full of impurities like moisture, metal filings, and sludge that can potentially corrode important components. We recommend changing it and the filters before a lengthy stationary period. However, make sure to drive it a few miles before storage to ensure that the oil circulates through the engine.

Tire Care

Another big concern when storing a vehicle is tire damage. In many cases, tires will crack and develop flat spots after just a few months. You can avoid this by keeping your tires properly inflated. If you’re looking at a few months of storage, however, we recommend jacking up the car so it doesn’t rest on its tires.

Give it a Thorough Cleaning

The last thing you’ll want is to return to your car after a few months and find old, stale, and disgusting trash hidden away on the floor, seats, and trunk. Avoid this is by giving your vehicle a thorough cleaning before it’s stored.

Will Roadside Assistance Really Benefit Me?

Car breakdowns happen when you least expect them, and, boy, do they happen often! How many times have you found yourself stuck on the side of the road or in a parking lot waiting for a friend to come to give you a jump or a tow truck to pull your car away? It’s extremely inconveniencing, and if you’re considering utilizing roadside assistance as a feature in your insurance policy, then read on to learn more!

Your Safety

Believe us, there’s nothing safe about being stranded on the side of the highway, but with roadside assistance, your issues will be dealt with promptly to keep you and your loved ones as safe as possible.

Getting You Moving

A car breakdown can cost time and money. Roadside assistance is designed to get you quick help and back on the road even quicker! Whether you’re out of fuel or out of options, assistance will help you faster than the time it’ll take you to convince any of your friends to rescue you.

It Gives You Peace of Mind

Driving with the fear of a breakdown is no way to drive at all! That’s why you should consider roadside assistance as an add-on to your insurance policy. It gives you peace of mind in knowing that you’ll be taken care of if your car sputters and shuts off.

How Well is Your Insurance Company Taking Care of You?

We count on our insurer to do the right thing for us when we need them most. If we’re ever in a vehicle accident, we expect them to be by our side to help us get back on our feet as fast as possible. However, this isn’t always the case for everyone.

There are plenty of recorded cases where insurance companies have gone out of their way to avoid their responsibility. This begs the question: is your insurer taking care of you?

Five Red Flags

Here are a few red flags when it comes to knowing if your insurer is doing what it can to take care of you:

  • Getting in touch with them by phone or email is virtually impossible
  • They offer the deal of a lifetime only to change their prices shortly after you sign on
  • It takes anywhere from two to five days to receive a quote
  • They provide endless excuses for not getting in touch with you
  • You get the sense you’re just another number to them and they’re not there to protect you
  • Weigh Your Options

    Choosing the right insurance company is one of the most important decisions you’ll make as a vehicle owner. Make yours a good one by doing your research. Search websites for internal information and take to forums to read reviews other customers leave. Above all, know that Pronto Insurance is here to watch your back when you need it most.

    Keeping Your Car in Great Condition During the Cool Weather

    Cooler weather is upon us to give us some much-needed relief from the hot summer. While you may feel the urge to update your winter wardrobe immediately, you may want to make sure that your car is ready to take on the cold first.

    Watch Your Tires

    Colder weather means your tires will likely lose some much-needed tire pressure. It’s the reason why you should check your pressure regularly, especially if you’ll be taking a lengthy trip. If your tires are looking a bit bald or worn, replace them.

    Visibility is Important

    Brisk mornings with fog and dew will be much more prevalent for the next few months. It’s the reason why it’s so important to keep your visibility to a maximum. Remember to replace your worn windshield wipers and top off your wiper fluid tank with non-freezing windshield fluid instead of water.

    Change Your Oil

    Regular oil changes are important for your vehicle’s longevity. However, it may be a good idea to start the season off with new oil and a new filter as well. Doing so will ensure that your car runs efficiently through the changing seasons and leaves you with one less thing to worry about.

    Top Off Your Antifreeze

    Antifreeze is the fluid most of us forget about year-round. Do yourself a favor and check your antifreeze levels now to help keep your car in top shape.

    Familiarize Yourself with 3 Types of Distracted Driving

    There are many distractions that can impair your driving ability. Although many vary in seriousness, there are three that are very common, and each can pose a significant hazard to your driving. Read on to learn what they are.

    Visual Distractions

    Visual distractions occur when you take your eyes off the road to focus on other things. This can include looking at your phone to answer a text, reaching into the backseat to grab something, or even observing a roadside accident.

    Manual Distractions

    Manual distractions occur when a driver removes one or both hands from the wheel. This happens when you do something like fix your hair or even change your radio dial.

    Cognitive Distractions

    It isn’t uncommon for your mind to wander while driving. Sometimes, you’ll find yourself thinking about whatever happened at work or fuming at another driver’s reckless driving. In either case, not paying attention to the road in this instance is a cognitive distraction.

    Always be Cautious on the Road

    It’s easy getting distracted while driving. Be cautious with what you’re doing at all times and never take your eyes away from the road or your hands off of the steering wheel. Be careful out there!

    Does Your Insurance Policy Offer the Right Coverage?

    Does Your Insurance Policy Offer the Right Coverage?

    If your vehicle lacks insurance, then you’re setting yourself up for some potentially hefty fines if you’re pulled over. You might even have to deal with even bigger headaches if you end up in an accident. Luckily, there are plenty of coverage plans out there that will surely fit your needs. There are so many, in fact, that you may just feel overwhelmed! But don’t worry, Pronto Insurance is here to help you make the right call.

    What to Consider

    No two drivers are the same, which means there’s no one-size-fits-all insurance policy. Factors like the type of car you drive, how much you paid for it, and your driving history may contribute
    to the coverage you get.

    Fortunately, identifying these factors is easy, and after you’ve recognized them, you can begin mulling over the following insurance considerations:
     Liability – This is required by almost every state in the nation.
     Uninsured/underinsured motorist – If you end up in an accident with a driver that lacks
    insurance or whose policy doesn’t cover damages or medical expenses, then this will
    ensure that you aren’t fending for yourself.
     Personal injury protection – This can protect your family, friends, and other passengers.
     Collision and comprehensive – If your vehicle is declared a total loss, then this coverage
    can help you.
     Rental reimbursement, roadside assistance, mechanical breakdown – Unfortunately, cars break down when you least expect it. If you have a flat tire, leaking radiator, or other breakdown, then this coverage makes sure you aren’t left stranded or with out-of-
    pocket expenses.